22 May Area
A territorial subdivision, usually called "rating territory," within a given state used for rating purposes....
A territorial subdivision, usually called "rating territory," within a given state used for rating purposes....
In fire insurance, “approved” usually signifies that the construction, equipment, preventive, and protective devices meet established requirements for insurance. In many cases, "approved" construction will reduce insurance premiums....
The determination of a property’s value or the extent of damage by impartial experts. Many property insurance policies allow for "appraisal" if the company and the insured don’t agree on the amount or extent of a loss....
A request to a company for a policy. The application is a conditional offer to buy. If the medical examination and the inspection are in order, the company usually accepts the offer. It may be the policy named in the application or, if the applicant...
The person during whose life an annuity is payable (usually the person who receives the annuity payments)....
A contract in which the buyer deposits money with a life insurance company for investment. Annuities provide specific payment amounts at regular intervals for a fixed period or for life...
Insurance policy written for a one-year term...
This coverage protects against loss from "all risks of physical loss" for dwellings subject to certain exclusions contained in the form....
Categorization used to classify cars according to age for rating purposes....
An individual who solicits insurance for one or more carriers. Agents may perform other functions, such as issuing policies. Agents of a direct writer are sales employees of only one company....