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22 May Evidence of Insurability

To qualify for a particular policy at a particular price, companies have the right to ask for information about health and lifestyle. An insurance company will use this information – the evidence of insurability – in deciding if your application for insurance is acceptable and...

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22 May Earned Premium

The portion of the total policy premium that’s been “used up” during a policy term. With a one-year policy, half of the total premium has been earned after six months....

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